Invest in your home... enhance your life.

Financing a room addition, like a spare bedroom or extra bathroom, or remodeling your kitchen and bath increases the value of your home. As important, it enhances your life! Just imagine what investing in a new deck or pool will do for you and your family as well as your home. Or maybe you just need a new roof and windows.

Considering that homeowners frequently get back 100% or more of their investment when they sell their home, it may make sense to do the additions, repairs and upgrades now.

Independent Mortgage’s home improvement loan department has programs to meet every need. Many of our programs feature:

• No credit scoring (no FICO) for borrowers with damaged credit
• No equity required (useful for new homeowners or newly refinanced)
• Stated income or hard to document income programs
• Owner-builder installed home improvement
• Contractor installations
• Repayment terms from 60 to 300 months
• No prepayment penalty programs
• Owner occupied
• Multiple unit and investment properties
• 1^st, 2^nd and 3^rd Lien positions
• Government insured "Title One"programs
• New purchase improvements
• Programs for self-employed individuals
• Programs lending up to $300,000
• And programs that allow the borrower to consolidate other debt or get cash out as well as do home improvements.

At Independent Mortgage’s home loan department we pride ourselves in how rapidly we get you the money. Our preapproval process usually takes just 48 hours and we often fund our loans within 7 to 10 days from the application. No small matter when your roof is leaking! Why not fill out our Free Online Prequalification today.